同修现身说法

同修分享 | 电信诈骗损失7万新币,菩萨加持追回金额

28/07/2025 | 同修现身说法 同修分享    
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感恩南无释迦牟尼佛
感恩南无大慈大悲救苦救难广大灵感观世音菩萨摩诃萨!
感恩南无大慈大悲救苦救难诸位佛菩萨与龙天护法菩萨!
感恩大慈大悲救苦救难恩师慈父卢军宏台长!
感恩师兄们!

2020年那一年正好是我的本命年,犯太岁。师父开示过,犯太岁要特别当心,容易遇到意外,这一年要多念经,多念《消灾吉祥神咒》,提前化解。

因为疫情改为在家办公,我渐渐的沉溺于网络短片,懈怠了学佛,就没把这事放在心上,没有跟从师父的开示,小房子也没跟上,导致了业障爆发。

4月1号愚人节当天,一通电话,把这些年辛辛苦苦赚来的七万新币白白的送给了对方,是的,我遇到了诈骗。回想当时经历的种种,只觉得业力的可怕,让你感觉被一股力量推着,身不由己的做出一系列反常的事情,最终尝到自己的苦果。

当天我正好去公司上班,早上接到了电话,他们先核对了我的个人资料,然后说我有一个包裹在国外要运进来,里面有非法的药物,恐吓我说这个行为不仅违法还会连累到我家人,而刚好那时我有网购,所以心里一下子慌了。

他们前后有3个人跟我对话,连续跟我讲了八个小时,不给我思考的空隙。我整个人都在挣扎,在心里求菩萨救我,但是我就是拉不回我自己。

我还记得从公司打车回家的时候,我一边听电话一边心里想着,我应该去警察局,咨询警察,但是上了车却报了自己的家庭住址,警察局离我们家只隔了一条街,我也没有走过去,这就是业力。

到了最后只感觉自己被负能量紧紧的包围、非常害怕,他说什么我就跟着他做。事后我只记得我把自己的银行的资料都给了他,他从账户转走了7万新币。

当天晚上我精神恍惚的抱着师父的白话佛法入睡,凌晨三点多醒过来,上网搜索对方的信息,意识自己遇到诈骗了,我终于清醒过来,但是已经太晚了。胆怯的我叫醒了先生一起去Jurong East警察局报案。

上早香时,我跪在佛台前泪流满面,后悔也无济于事。之后拨打电话到东方台向师兄请示,师兄解释一切都是“因果”,需要许愿、忏悔和烧送小房子。

我去博客搜心灵法门佛友追回被诈骗钱财的成功案例,看到师父开示说,丢钱找钱,罚款,摆脱官非要多念《消灾吉祥神咒》。师父还说被骗钱很多都是因为贪,还有就是前世骗过别人。

我为自己许下了大量的经文包括念诵《消灾吉祥神咒》,《解结咒》,《准提神咒》,《礼佛大忏悔文》和小房子,也为自己许愿放生一万条鱼。同时也为对方念诵《心经》和小房子。

那段时间我已经忧郁了,头发也白了很多。每天上早晚香,都跪在佛台前重复着相同的问题,问菩萨为什么会是我?直到大概第七天上晚香时,眼睛看着观世音菩萨,耳边传来了一阵宏亮的声音,听着像是护法菩萨的声音,就简单的几个字,说我前世是个男人,顿时脑海里闪过我欺负了人。我立刻就明白了,这次经历是前世的因果报应。

钱刚被骗走的时候,我很执着的想要把钱追回来,心里实在太烦了,什么都做不了。就在那几天的凌晨5点多,我在睡梦中听到了师父的法音,叫我“要读白话佛法”。就这样我一边读白话佛法,一边参加网络共修听师父的开示,慢慢调整自己的心态。想到师父说过”钱出去了就不是我的了”,我就慢慢的释怀了。我许愿如果这笔钱能追回来,我会做布施。

就在这一年,我自己在右侧胸部摸到一个乒乓球大小的肿块,真是祸不单行。我自己很担心,赶紧许愿念4波108遍礼佛和70张小房子,念完以后还没有看医生肿块就消失了。

经过一年又两个多月,有一天我突然接到警方的来电,要求我去警察局总部大楼。电话中也没透露太多。隔天,我到了警察局,刚坐下,警官就把一张7万元的支票放在我面前,数额分文不差。我简直不敢相信,心里满怀激动和感激。

警官告诉我,我的钱一转过去,就被转到了海外账户,他说我真的很幸运,像我这样的情况能全追回来的概率少于百分之一。因为资金一旦转到海外,就很难追踪了。我知道如果没有观世音菩萨的慈悲保佑,我根本没有可能在被骗一年多之后,还能追回这笔钱。

在此呼吁大家,保护好个人资料是我们自己的责任,不论遇到多么糟糕的事情都要时刻保持冷静。师父白话佛法里说,定能生慧,有智慧的人就有能量。人必须要有智慧和定力这两样东西,你才能过一个很平安的人间的生活,才不会一失足成千古遗憾。

观世音菩萨一直都在我们身边,我们任何的祈求观世音菩萨都听得见,只是自己业障深重,被业力牵引而感应不到。只要我们诚心忏悔及改正,观世音菩萨一定不会放弃我们这些孩子。菩萨不动因果,平时要勤念经,多做功德,当劫难来临时才能得到庇荫。我很庆幸我已经学佛念经了,才能把这次的事情,大事化小,小事化无。

以上就是我今天的分享,如果分享中有不如理不如法的地方,请观世音菩萨及护法神慈悲原谅。

感恩南无释迦牟尼佛
感恩南无大慈大悲救苦救难广大灵感观世音菩萨摩诃萨!
感恩南无大慈大悲救苦救难诸位佛菩萨与龙天护法菩萨!
感恩大慈大悲救苦救难恩师慈父卢军宏台长!
感恩师兄们!

 

叶同修

 

DESPITE MINISCULE CHANCE OF SUCCESS, DILIGENT BUDDHIST PRACTICE HELPS THIS BUDDHIST FRIEND RECOVER A LARGE SUM OF FUNDS LOST IN A SCAM

Deepest gratitude to Namo Shakyamuni Buddha!
Deepest gratitude to the Greatly Merciful and Greatly Compassionate Guan Yin Bodhisattva!
Deepest gratitude to all Buddhas, Bodhisattvas and Dharma Protectors!
Deepest gratitude to Master Jun Hong Lu!
Thank you to all Buddhist friends.

The year 2020 was my zodiac year of birth, and it also marked a conflict with Tai Sui Bodhisattva. Master Lu advised that during such years, one should exercise extra caution, as they tend to be more prone to misfortune. We were encouraged to step up our recitation of Buddhist scriptures — with a particular emphasis on the Mantra to Disperse Calamities — to help avert karmic obstacles before they manifest.

During the COVID-19 pandemic, I was working from home. However, it was not long before I became absorbed in watching short online videos, and gradually, I began to backslide in my Buddhist practice. I did not listen to Master Lu’s teaching anymore, the number of Little Houses I recited dwindled, and the urgency to do the necessary slowly faded from my awareness which led to the eruption of my karmic obstacles.

On April Fools’ Day, a single phone call was all it took for me to transfer my hard-earned savings, amounting to SGD70,000, to a third party. Yes, I had been scammed. As I reflect on the details of that experience, I have come to better understand the terrifying power of karmic force. It felt as though an invisible force was driving me to act completely out of character. In the end, it was I—and no one else—who had to face the consequences.

On that fateful morning, I was on my way to the office when the call came. After confirming my personal details, the caller claimed that I had a package arriving from overseas—one that allegedly contained illegal drugs. The caller sternly warned me that I had violated the law and that my family could also be implicated. Coincidentally, I did have an online order pending delivery. I began to panic.

The call spanned over eight hours with three individuals pressuring me, leaving me barely any space to think. I was desperately struggling to break free, silently pleading for Bodhisattva’s help—yet I just could not pull myself back.

I remember vividly, while taking a cab home, I was still on the call and kept telling myself that I needed to go to the police station for help. Yet, for some inexplicable reason, I entered my home address as the drop-off point instead. Even after arriving, I could have easily walked to the police station, which was just one street away, but I did not. Clearly that was karmic force was at work.

Looking back, I was completely engulfed by the negative energy and fear. I fell completely under the control of the perpetrators. In the end, I disclosed my personal banking details to them, allowing them to transfer SGD70,000 from my account.

That night, in a complete daze, I clutched Master’s Buddhism in Plain Terms as I drifted off to sleep. At around 3 am, I woke up and checked my phone and the truth hit me: I had been scammed! Finally, I came to my senses, but it was already too late. I gently woke my husband and asked him to accompany me to the Jurong East police station.

During my morning prayer, as I knelt before the Buddhist altar, tears streamed down my cheeks. No amount of regret could undo what had already happened. Shortly after, I called our fellow Buddhist practitioners at the Sydney office to seek guidance. They reminded me that this was the unfolding of the karmic law, and advised me to make vows, perform repentance, and offer Little Houses in order to resolve the karmic debts.

I combed through Master Lu’s blog in search of success stories of those who had managed to recover funds they had been cheated out of. I came across Master Lu’s guidance on cases involving scams, fines, or legal disputes where his advice was to recite more of the Mantra to Disperse Calamities. Master also explained that many scams stem from human greed. It can also be the karmic consequences from past lives, where the current ‘victim’ might have once been the ‘scammer’.

Hence, I decided to make the vow to recite a huge number of times of the Mantra to Disperse Calamities, the Mantra to Untie Karmic Knots, the Cundi Dharani, the Eighty-Eight Buddhas Great Repentance (LIFO) and Little Houses. I supplemented my recitations with the vows to liberate 10,000 fish, and to recite the Heart Sutra and Little Houses for the other party.

I fell into a state of depression, and my hair began to turn grey. In both my morning and evening prayers, as I knelt before the Buddhist altar, I would ask Bodhisattva the same question: Why did this have to happen to me? On the seventh night, during my evening prayer, as I gazed at Guan Yin Bodhisattva, a sudden, loud and clear voice—likely that of a Dharma Protector—spoke just a few simple words: “You were a man in your past life”. In that moment, vivid flashes of images of me bullying others appeared. Instantly, I understood. This is all retribution.

I was very fixated over recovering my lost funds. I was very frustrated but there was nothing that I could do. This continued over the next few days until one fine day, around 5 am when I had a dream in which I clearly heard Master Lu’s dharma voice, telling me to “Study Buddhism in Plain Terms”. From then on, I started studying Master’s Buddhism in Plain Terms on my own, while I also participated in group online study sessions. Over time, this helped me to regulate my mental state. Master Lu once said, “The money that has left your pocket is no longer yours”. These words helped me learn to let go. Still, I made the vow that if ever I recovered the money, I would make a donation.

During the one year period after the incident, I noticed a lump, measuring the size of a ping pong ball, on the right side of my chest. Clearly, misfortunes often do not come alone. Deeply concerned, I wasted no time in making the vow to recite four batches of 108 times of LIFO and a total of 70 Little Houses. Upon completing my recitations, the lump disappeared without any medical consultation.

Some 14 months into the incident, one day, I received an unexpected call from the police. I was summoned to drop by the police headquarters. The call offered little detail. The following day, I made my way to the police station. As soon as I sat down, the police officer handed me a cheque for SGD70,000 – the exact amount I had been scammed. I was stunned by what I saw but deep down, I was overwhelmed by gratitude, and was moved beyond words.

The police officer revealed to me that the moment the perpetrators moved the money out from my account, it went straight into an overseas bank account. He said that I was incredibly fortunate because the odds of recovering such funds is as low as 1%. In most cases, once the funds cross borders, it becomes nearly impossible to trace. Deep down, I knew that without the blessings of Guan Yin Bodhisattva, it would be impossible to recover the money and what’s more, it happened more than a year ago.

I would like to take this opportunity to remind everyone that it is our personal responsibility to protect our private information, and regardless of how troubled the situation we get ourselves into, we should always stay composed and calm. In Buddhism in Plain Terms, Master Lu once said, “Concentration gives rise to wisdom and with wisdom comes spiritual energy. It is necessary for us to have both wisdom and concentration in order to live a peaceful life in the human world. Without these two qualities, a single misstep could lead to a lifetime of regret”.

Guan Yin Bodhisattva has always been by our side, listening to each of our implorations. The problem lies in our hefty karmic obstacles and the karmic force that make it hard for us to gain resonance with Bodhisattva. As long as we sincerely repent and mend our ways, Guan Yin Bodhisattva will never forsake us. Bodhisattva does not intervene in the law of karma, this is why we should diligently perform recitation and meritorious deeds in order for us to be shielded from karmic calamity. I must count my blessings for having encountered Buddhism and started reciting the Buddhist scriptures, and hence, the ability to demagnify major misfortune, and turn small ones into nothingness.

This wraps up my sharing for today.
I would like to seek forgiveness from Guan Yin Bodhisattva and Dharma Protectors if my sharing today is improper in any way.

Deepest gratitude to Namo Shakyamuni Buddha!
Deepest gratitude to the Greatly Merciful and Greatly Compassionate Guan Yin Bodhisattva!
Deepest gratitude to all Buddhas, Bodhisattvas and Dharma Protectors!
Deepest gratitude to Master Jun Hong Lu!
Thank you to all Buddhist friends.

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