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Q&A 116. Interpersonal conflicts concerning debts and lawsuits

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Q: Dear Master Lu, I lent a large amount of money to a friend and now we are experiencing conflicts. He refuses to return the money to me. What sutras and mantras should I recite? In addition, I have been involved in a lawsuit recently, how can I resolve this?


  • To a certain extent, interpersonal conflicts are the results of karmic conflicts from your previous lives. These conflicts can include someone’s refusal to return the money they owed you, being involved in lawsuits, being oppressed by your boss, being alienated by your colleagues, or experiencing disagreements with your neighbour, etc. These conflicts can be resolved by reciting Buddhist scriptures.
  • Firstly, you should sincerely and diligently perform your daily recitations, which must include the Great Compassion Mantra and the Heart Sutra. You should recite each of these at least 7 times per day, the more the better.
  • When your friend refuses to return the money owed to you or causes you trouble, he may be at fault. However, from a karmic perspective, it means that you owe him karmic debts from a past life. It is recommended that you recite the Mantra to Untie Karmic Knots at least 49 times per day, and sincerely pray to Guan Yin Bodhisattva to help you resolve your karmic conflicts with him.
    In addition, you should recite the Heart Sutra at least 7 times per day for him, and sincerely pray to Guan Yin Bodhisattva to protect and bless him (you should state his full name), and help him to gain wisdom so that he will not cause you trouble. At the same time, reciting the Heart Sutra will also help you repay your karmic debts to him as well as resolve your karmic conflicts with him.
  • You should recite the Eighty-Eight Buddhas Great Repentance 3 to 5 times per day to repent the karmic obstacles causing your current difficulties.
  • You can also recite the Cundi Dharani 49 times per day and sincerely pray to Guan Yin Bodhisattva to have your wishes fulfilled and help you get past your current difficulties soon.
  • In addition, it is recommended that you recite one Little House every 2 to 3 days.
  • For best results, you should also perform life liberations and make vows.
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